2,88 % p.a. is the minimum interest rate under the fixed-rate mortgages for 20 years02.06.2020

Bankchart.us has surveyed the terms of the offered fixed-rate mortgages for 20 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular US banks, which place rates on their websites. Review date — 02.06.2020

As of 25 May 2020 the loans under review have been offered by 8 banks.  The average interest rate under such loans equals 3,34 % p.a. The total number of the loan programs available for the specified loan terms is 12.

The most affordable home loan is offered by U.S. Bank. The interest rate under "Conventional Fixed-Rate Mortgages 15-Year Fixed" loan program constitutes 2,88 % p.a. The table below shows the best offers by each bank selected by Bankchart.us (in terms of costs) for the aforementioned terms.

The TOP-8 fixed-rate mortgages loan programs for 20 years, as of 25 May 2020

#

Name

Interest Rate, %

1

2,88

interest rate, %

one-time fees

no

periodic fees

no

Advance from

0,00 %

2

2,91

interest rate, %

one-time fees

no

periodic fees

no

Advance from

5,00 %

3

3,09

interest rate, %

one-time fees

no

periodic fees

no

Advance from

20,00 %

4

3,24

interest rate, %

one-time fees

no

periodic fees

no

Advance from

20,00 %

5

3,25

interest rate, %

one-time fees

no

periodic fees

no

Advance from

0,00 %

6

3,57

interest rate, %

one-time fees

no

periodic fees

no

Advance from

0,00 %

7

3,58

interest rate, %

one-time fees

no

periodic fees

no

Advance from

0,00 %

8

3,87

interest rate, %

one-time fees

no

periodic fees

no

Advance from

0,00 %

To view the up-to-date rating of the home loans at our website, click here.