Which US bank offers the lowest interest rates under the overdrafts for 1 year20.08.2019

Bankchart.us has surveyed the terms of the offered overdrafts for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular US banks, which place rates on their websites. Review date — 20.08.2019

As of 13 August 2019 the loans under review have been offered by 4 banks.  The average interest rate under such loans equals 20,16 % p.a. The total number of the loan programs available for the specified loan terms is 4.

The most affordable personal loan is offered by BMO Harris Bank. The interest rate under "Overdraft" loan program constitutes 18,00 % p.a. The table below shows the best offers by each bank selected by Bankchart.us (in terms of costs) for the aforementioned terms.

The TOP-4 overdrafts loan programs for 1 year, as of 13 August 2019

#

Name

Interest Rate, %

1

18,00

interest rate, %

one-time fees

no

periodic fees

no

2

20,24

interest rate, %

one-time fees

no

periodic fees

10,00 %, monthly

3

20,50

interest rate, %

one-time fees

no

periodic fees

no

4

21,90

interest rate, %

one-time fees

no

periodic fees

no

To view the up-to-date rating of the personal loans at our website, click here.